Privacy Policy

Last updated: March 28, 2026

Opturna ("Company," "we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you use our platform, website, and services (collectively, the "Service").

By using Opturna, you agree to the collection and use of information in accordance with this Privacy Policy.

1. Information We Collect

We collect information to provide better financial insights and improve our services.

A. Personal Information

You may provide:

  • Name
  • Email address
  • Business information
  • Account login credentials

B. Financial Information (User-Provided Only)

Opturna may collect financial inputs such as:

  • Revenue and income data
  • Business expenses
  • Entity structure
  • General financial metrics

C. Financial Information (Via Plaid)

When you connect a financial account through Plaid, we may receive:

  • Account balances
  • Transaction history
  • Account name, type, and masked identifier
  • Financial institution name

Important:

Opturna does not receive or store your online banking username, password, or security challenge responses. These credentials are handled securely by Plaid and your financial institution. You can disconnect linked accounts at any time from your account settings. For more information, see Plaid's Privacy Policy.

C. Usage Data

We automatically collect:

  • IP address
  • Browser type
  • Pages visited
  • Time spent on platform

This helps improve user experience.

D. Cookies & Tracking

We may use cookies to:

  • Improve functionality
  • Remember preferences
  • Analyze platform usage

You can disable cookies in your browser settings.

2. How We Use Your Information

We use your information to:

  • Provide financial insights and educational recommendations
  • Improve platform functionality
  • Personalize user experience
  • Communicate updates and support
  • Analyze trends and usage

3. Educational Use Disclaimer

Opturna provides financial and tax-related insights for educational purposes only.

We do NOT:

  • Provide legal, tax, or accounting advice
  • Guarantee tax savings
  • Act as a licensed CPA, Enrolled Agent, or tax attorney

Users are responsible for consulting qualified professionals before making financial decisions.

4. Sharing of Information

We do NOT sell your personal information.

We may share data with:

  • Service providers (hosting, analytics, payment processing)
  • Legal authorities if required by law

All third parties are required to maintain confidentiality.

5. Data Security

We take reasonable steps to protect your information using:

  • Secure servers
  • Encrypted data transmission
  • Access controls

However, no system is 100% secure.

6. Data Retention

We retain your information only as long as necessary to:

  • Provide services
  • Comply with legal obligations
  • Resolve disputes

You may request deletion of your data at any time.

7. Your Rights

Depending on your location, you may have the right to:

  • Access your data
  • Correct inaccurate information
  • Request deletion
  • Opt out of certain data uses

To exercise your rights, contact us at: Admin@opturnatech.com

8. Third-Party Services

Opturna may use third-party tools for payment processing, analytics, and infrastructure. These providers have their own privacy policies.

9. Children's Privacy

Opturna is not intended for users under the age of 18. We do not knowingly collect data from children.

10. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted with a revised "Last updated" date.

11. Contact Us

If you have questions about this Privacy Policy, contact:

Opturna Tech Inc.

8 The Green Suite 8882, Dover, DE 19901

Admin@opturnatech.com

Opturna Tech Inc. All rights reserved.

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